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Crypto-funded virtual cards

The Nocturne virtual card — matte obsidian, issued in about sixty seconds.

no questions.

Load crypto — Bitcoin to Monero — and a real Visa or Mastercard is live in about sixty seconds. Spend anywhere online or in person, with Apple Pay and Google Pay built in.

VISAPayPay
BTC ETH USDT XMR
60sto first spend
100M+merchants
$0.30flat per payment

PRIVACY IS NOT A CRIME. NO KYC — EVER. $0.30 FLAT PAYMENTS. SPEND IN THE DARK. APPLE PAY / GOOGLE PAY. MONERO ACCEPTED. BUILT FOR REAL SPEND. OFF THE RECORD. AFTER DARK.

How it works

On-chain · 6 assets

FUND

Top up with BTC, ETH, USDT, USDC, LTC or Monero (XMR). On-chain confirmation only — no bank account, no exchange login, no questions.

Visa / Mastercard · instant

CREATE

Card number, CVV and expiry are issued instantly — a real Visa or Mastercard, virtual and ready to spend in seconds. Shown once, then stored encrypted.

Apple Pay · Google Pay

SPEND

Provision to Apple Pay or Google Pay and tap in the real world, or pay online anywhere. The merchant sees a card — never you.

The card

TWO CUTS. SAME CEILINGS.

We don't rank people. Both cuts spend everywhere cards are accepted — Shadow for $25, Aurora for $50 with Apple Pay, Google Pay and tap to pay on top. The same matte obsidian, the same high limits on both: the price buys the wallets, never the ceilings.

The Nocturne virtual card from a low angle — matte obsidian with an aurora-lit edge.
One edition · for everyone
VISAPayPay
Shadow$25
VISA

Visa · Mastercard — spends everywhere cards are accepted

Aurora$50

adds Apple Pay & Google Pay — tap to pay on top

Specification

Format
Virtual · instant
The cuts
Shadow $25 · Aurora $50
Networks
VISA
Valid for
3+ years from mint
Limits
$30k / day · $600k / month
Merchant sees
The card — never you
Name on file
Ours, never yours
Funding
The Nocturne virtual card, reverse — clean matte obsidian.

Nothing to skim

Virtual, tokenized.

There's no plastic to lose or clone. Provision the card to Apple Pay or Google Pay and the real number is replaced by a device token — nothing to skim at a terminal, nothing to lift from a receipt.

Shown once, encrypted

Card number, CVV and expiry appear a single time, then live encrypted — nothing printed, nothing sitting in plaintext to leak.

Freeze or replace instantly

Lock or unlock a card the moment you need to, or mint a fresh one on demand — no call centre, no waiting, no questions.

Tap anywhere

The Aurora cut provisions to Apple Pay and Google Pay in seconds. Contactless in the real world, tokenized end to end.

Fund with Monero

First-class XMR support alongside BTC, ETH, USDT, USDC and LTC — privacy that doesn't end at the top-up.

Get your cardVirtual · ready in about 60 seconds
The desk

Fund, mint, freeze, top up — the whole operation on one quiet screen. No app to install, no statement in the post. It knows your balance, your cards and your last movements, and nothing about you.

  • Balance, cards and the ledger — one glance
  • Freeze or top up a card in two clicks
  • Any browser, phone included — nothing to install
nocturne.cards/dashboard
The Nocturne dashboard — balance, two active cards and the night's ledger, exactly as the room renders it.
Fund with

SIX ASSETS. MONERO INCLUDED.

Top up on-chain in seconds. No bank account, no exchange login, no questions — confirmation is the only step.

Six trails of light converging into one glowing card
BTCETHUSDTUSDCLTCXMR

Monero. On-chain privacy that doesn't end at the top-up. Treated as first-class — not an afterthought.

Privacy

An identity dissolving into aurora-coloured particles and scattering into the void.

Zero-knowledge onboarding

Your identity never enters the system — so there is nothing to expose, sell, or leak.

No KYC · No ID · No dossier

identity records on file

By design

All we ever hold

  • A funding transaction
  • An email — if you want receipts
  • Nothing else

Never requested — ever

  • Your legal name
  • Government ID or passport
  • A selfie or biometrics
  • Proof of address
  • Source-of-funds paperwork

Every night · everywhere

Somewhere, right now, a payment just cleared. No one knows whose.

In your wallet

Provision the Aurora cut to Apple Pay or Google Pay in seconds. Phantom-fast contactless in the real world — the same privacy, now in your pocket.

  • Add to Apple Wallet or Google Wallet instantly
  • Contactless in stores, transit and vending
  • Device tokenization — the real number never leaves
Apple Pay
Google Pay

Both ride your wallet. Google Pay adds on any device; Apple Pay is smoothest from a home-region residential connection — and Google Pay always carries the very same card.

The reverse of the Nocturne card — blank obsidian. Nothing printed, nothing to skim; the number lives in the device token.
Tokenized
Use cases

Approvals, not declines. Nocturne is tuned to clear the checkouts that stop ordinary prepaid cards — at limits built for serious spend.

Paid media

Run spend on Meta, Google and TikTok. Issued on real bank rails with built-in 3-D Secure — approvals where ordinary cards get declined.

Up to $30k a day

Luxury & high-ticket

Drop up to $30,000 in a single day. It clears the first time — online checkout or in the boutique.

Everyday, in person

Apple Pay and Google Pay live in your wallet. Tap at over 100M merchants in stores, transit and online.

Recurring · private

Subscriptions

Set-and-forget recurring payments that keep running — billed to the card, never to your name.

Where the night already spends

Ads · subscriptions · gaming · travel — named for compatibility, not affiliation

Pricing

Card creation
from$25
$50 with Apple & Google Pay
Deposits
0.49%
a thin network fee — every asset
Card load fee
5%
tapers to 4% with volume
Spending fee
$0.30
flat per payment — never a percent
Monthly fee
$0
no subscriptions
Hidden fees
$0
what you see is what you pay

The night math

$1,000
40

Same numbers as the ledger above — the 5% load tapers to 4% with volume, the monthly fee stays $0.

Network fee · 0.49%−$4.90
Card load · 5%−$49.76

Lands on the card

$945.34

All-in$66.66 · $0.30 flat, never a percent

Spending · 40 × $0.30$12.00

one fee at the door · $0.30 flat to spend · volume lowers the rate

Security

A sealed obsidian monolith glowing along a single seam — the dead-drop architecture.

Dead-drop architecture

Sealed by default. There is no identity on file to expose, and nothing shared to leak.

Isolated balances

Each card is funded from an isolated channel. No wallet-to-merchant linkage, no shared pool exposure.

No identity on file

We can't leak what we never asked for. There is no ID, selfie or KYC dossier in our systems to compromise.

Encrypted by default

Details are shown once, end-to-end. Support lives in your dashboard and on Telegram — and never asks for your card number.

Monero support

Fund with XMR for on-chain privacy that doesn't end at the top-up. The only major card stack that treats Monero as first-class.

FAQ

Begin

Create your account now — with an email, or with no name at all. Ready in under a minute; access opens in waves to keep approval rates and limits high.

Or hear about the next wave