Virtual cards for AI, no KYC.
Eclipse AI is a virtual card for Claude, OpenAI, Midjourney and the other AI checkouts: an edition of the ad card cut for subscription billing, minted from your crypto balance in 60s with no KYC at any step.
Launch offer · $10 after 18 Sep
The problem
AI checkouts check the card first.
Claude, OpenAI, Midjourney and friends run their own card checks at the till: most virtual cards are refused before the bank ever sees the charge, and retrying only trips their velocity limits. The fix is not another retry. It is a range their checks accept.
Mint the AI edition
Strike an Eclipse and pick the AI edition inside the order sheet: number, expiry and CVV appear in the dashboard in 60s, ready to bind.
Name it for the tool
Label the card after the subscription it feeds: a Claude seat, an OpenAI API org, a Midjourney plan. The ledger starts reading like your stack instead of a guessing game.
Load what the month needs
Load in seconds at 3.5% → 2.5% on its own last 30 days of volume. The card spends exactly what you put on it, nothing more.
Bind it at the checkout
Add it as the payment method. The range passes the card checks AI merchants run, so the subscription bills as normal, month after month.
Up to 5 live at once. Retire a card when a tool leaves the stack; the balance returns to your account and the next mint is 60s away.
The instrument
Built for subscription billing, end to end.
One edition of the ad card, cut for the software side of the ledger: AI subscriptions first, with the ad platforms, cloud and the rest of a working stack right behind them.
- The range
- Cut for subscription billing: the card checks AI merchants run at their checkouts pass on this range, so the tools bill as normal
- The checkouts
- Claude · OpenAI · Gemini · Perplexity, Midjourney and the other AI tills
- Beyond AI
- Meta, Google Ads, TikTok and X clear too, with cloud, hosting and domains beside them: the whole stack on one card
- Identity
- No KYC to mint; you choose the cardholder name, and the billing address is yours to set or skip
- The restriction
- Ads, software, digital goods, streaming and subscription billers, hosting and domains. Gambling and cash stay closed, and everything outside declines by design
- Limits
- Spend what you hold: the loaded balance is the working limit, and a single charge can take the whole day's ceiling
- Refunds
- A refund returns minus the issuer's own refund charge; their charge, we add nothing. The exact rate is printed at order time and on the card page
- Validity
- 2+ years, printed on the card, with an email before expiry
Ceilings are the card's own: up to $25,000 a day and $500,000 a month ride each card, and they lift as your volume grows
Service names and marks identify where the card pays; they are their owners' and imply no partnership or endorsement.
Pricing
What a subscription dollar costs.
Slide a month's budget through the real fee sheet. Eclipse AI rides the eclipse ladder, 3.5% → 2.5%, the cheapest in the house, read off its own last 30 days of load volume.
- The card
- launch offer, normally $10; from balance, $0 monthly after
- Eclipse AI load
- eases on its own last 30 days of volume, separate from the standard ladder
- Deposits
- flat on every asset, quoted before you send
- Payments
- we add nothing to a payment, in any currency — a non-USD charge converts at the network's own rate (~1%); a declined attempt costs $0.25, the issuing bank's own charge
Every fee is shown again in the app before you confirm, at every step — the refund charge included, at order time.
- Deposit fee · 0.49%
- −$4.90
- Eclipse load 3.5% · standard
- −$34.83
Lands on the card
$960.27your eclipse last 30 days put the load rate at 3.5% · then $0 per payment · $0 monthly
The index
What builders ask.
The big AI checkouts run their own card checks before your bank ever sees the charge: the card's range is scored at the gateway, most virtual and prepaid ranges are refused outright, and repeated retries trip velocity limits that lock the attempt for hours. No browser setting fixes that. The card's range either passes their checks or it does not — this edition rides one that does.
The ones that bill as software subscriptions: Claude, ChatGPT and the OpenAI API, Midjourney, Gemini, Perplexity, and the long tail of AI tools behind the same checkout rails. The lanes around a stack clear too: ad platforms, cloud, hosting and domains, streaming and other subscription billers.
A refund returns to the card minus the issuer's own refund charge — their charge, we add nothing on top. The exact rate is printed in the order sheet before you mint and again on the card's page, so the number is never a surprise.
Same instrument, second edition. Same $5 door, same minimum load, same category family, same ladder — you pick the edition inside the order sheet when you mint, and minted cards wear a small AI chip so the rack reads at a glance.
Deposits credit on network confirmation, loads land in seconds and are quoted first, and the ladder eases from 3.5% to 2.5% as your last 30 days of eclipse volume grows. A new card is always 60s away.
Put the stack on its own card.
Create the account, deposit, pick the AI edition at the mint: Claude or the OpenAI API can be billing within the hour.
Eclipse AI $5 launch offer · loads 3.5% → 2.5% · no KYC · $0 monthly